Mortgage Loan closer

ALINA ESTRIN


 

6 Elco Court


Bayonne, NJ 07002


Home: 201.880.0931  Cell: 201.779.2353


ALINA_DM2000@YAHOO.COM



Introduction:


Dedicated and exceptionally well organized financial professional with significant experience in processing loans, computer data management and analytics. Possess strong customer service and administrative skills with extraordinary attention to details. Highly self-motivated and energetic person who puts the utmost value on quality and integrity and achieving results.


Experience:


American Financial Resorces:

 

 

Parsipanny, NJ (2011-2013)


Loan  Sr. Closer



Worked with Data Trac and DocMagic -paperless process of Loan closing in all 50 states.Experience to close  FHA, VA, CEMA,  203K & Full 203K, DURP. Freddie Mac.Pereped closing package, worked with settlemt agent and Attorney through closing process, checked and apporved  HUD-1.



Franklin Credit Management Corporation

 

 

 

: Jersey City, NJ (2009-2011)


Closer; Real Estate Ownership Department


Coordinated closings in all 50 states, worked with closing attorneys and title companies. Managed the entire process, from foreclosure, eviction, title search, sale contract, deed (DIL) and checked and approved HUD. Used ResNet, LPS, DRI software and Archive system.


Lehman Brothers Bank FSB

 

:

 

Florham Park, NJ (2007-2009)


Sr.Loan Closer


Worked with 3 different systems on paperless process. Verified all underwriting close conditions and coordinated all aspects prior to the loan closing with the broker and attorney. Achieved constant loan closing accuracy, by verification of rates and pricing information, insurance, employment and tax payment across the software systems.Created escrow accounts and verified compliance with state guidelines ensuring accurate payments for various taxes and insurance coverage. Prepared all loan closing documents, confirmed all charges appropriate to Fee Schedule, and answered attorney questions to secure to HUD-1 approval. Recognized for consistently achieving among the highest loan closings per month and increasing customer satisfaction.


Washington Mutual Bank

 

:

 

Clark, NJ (2004- 2007)


Closing Loan Coordinator


Scheduled loan closings and prepared closing packages. Reviewed and cleared underwriting conditions in an expedited manner.

 

Acted as a liaison between title company and loan officers to prepare settlement statements and coordinate closing with borrowers. Drafted closing documents for closing agent; reviewed post-closing package, assured funding of loan.  Recognized as  'Employee of the month' for outstanding customer service and team support.

 

 


D & M Financial Corp/Mortgage Bank:

 

 

 

Belleville, NJ (2002 – 2004)


Account Executive.



Performed prequalification screening of prospective borrowers. Reviewed documents submitted by the brokers pertaining to the loan. Created loan accounts.  Evaluated products and program codes. Performed analysis of credit history and prepared loan for submission for underwriting consideration.  Earned recognition for high productivity, outstanding attendance and punctuality.



DNR Construction LLC:

 

 

 

Staten Island, NY (2000 – 2002)


Assistant Manager


Performed financial analysis and supervised data base administration and customer support.

 

 


Trust Bank:

 

 

 

Russia (1996 – 2000)


Manager of Analytical Department.


Performed income analysis and prognosis. Dealt with shareholders. Prepared and set shareholders tri-monthly meetings.



Invest Bank:

 

 

Russia (1993 – 1996)


Analyst, Credit Department.


Reviewed customer’s credit history.  Prepared reports for approval or rejection of credit applications.



Industrial & Construction Bank

:

 

 

Russia (1984 – 1993)


Accountant


Prepared returns and reports for Central Office.



Education:


Computer Data Management continuing education;

 

 

 

New Age Training: New York, NY


(May 2003 thru October 2003)



NJ Computerized accounting

;

 

 

Worldwide Educational Services Jersey City, NJ


(August 2001 thru January 2002)



 

National Economic University

;

 

 

Bachelor of Science: Finance; Russia


1979 thru 1984



Computer and Related Skills

 

 

:


Strong skills in organizing work flow. Computerized Data Management. Knowledge of Microsoft Word, Excel and Power point, DocMagic . Fundamentals of relational database theory; Data modeling. Basic Oracle, SAS for data analysis and migration. NMLS License - NJ MLO.  Notary Public. Languages: Fluent in Russian.


References:

 

 

Available upon request.


 

  • ID#: 73647
  • Location: Bayonne, NJ , 07002

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